Retirees & Pensioners.
Panama's Pensionado program is among the most celebrated retirement visas in the world. Tax exemptions, utility and healthcare discounts, and lifetime benefits designed for retirees.
Eligibility
Recipients of a qualifying pension from a government or private source
Timeline
5.5 to 6 months
Entry
US$1,000 per month pension
Path & Sequence
- 01
Qualification
Confirmation of lifetime pension of at least US$1,000 per month.
- 02
Preparation
Document apostille, translation, and filing package assembled.
- 03
Filing
Residency and Pensionado benefits filed together.
- 04
Approval
Residency granted with the full Pensionado benefit package.
- 05
Benefits
Utility, healthcare, and lifestyle discounts activated.
At a Glance
- Tax exemptions
- Household goods, vehicle every 2 years
- Savings
- 25% off utilities, reduced mortgages
- Healthcare
- Broad practitioner discounts
- Lifestyle
- Dining, entertainment, transport
Continue across the programs
01 / 04Qualified Investor Visa
High-net-worth investors seeking permanent residency without a temporary stage
Read program
03 / 04Remote Workers Visa
Digital professionals employed or contracted by foreign companies
Read program
04 / 04Friendly Nations Visa
Nationals of 50+ countries with a Panamanian economic anchor: local employment, real estate of US$200,000+, or a fixed deposit of US$200,000+
Read program
Other programs

In closing
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Rothbard Group S.A.
A boutique cross-border tax and corporate advisory firm. Licensed U.S. Enrolled Agent authorized to practice before the Internal Revenue Service.

