Program 02 / 04
    Program 02 · Exclusive lifestyle benefits

    Retirees & Pensioners.

    Panama's Pensionado program is among the most celebrated retirement visas in the world. Tax exemptions, utility and healthcare discounts, and lifetime benefits designed for retirees.

    Eligibility

    Recipients of a qualifying pension from a government or private source

    Timeline

    5.5 to 6 months

    Entry

    US$1,000 per month pension

    Path & Sequence

    1. 01

      Qualification

      Confirmation of lifetime pension of at least US$1,000 per month.

    2. 02

      Preparation

      Document apostille, translation, and filing package assembled.

    3. 03

      Filing

      Residency and Pensionado benefits filed together.

    4. 04

      Approval

      Residency granted with the full Pensionado benefit package.

    5. 05

      Benefits

      Utility, healthcare, and lifestyle discounts activated.

    At a Glance

    Tax exemptions
    Household goods, vehicle every 2 years
    Savings
    25% off utilities, reduced mortgages
    Healthcare
    Broad practitioner discounts
    Lifestyle
    Dining, entertainment, transport

    In closing

    Ready to start your Panama journey?

    ~30Business days
    4Visa programs
    0%Foreign-src. tax

    Book a free consultation with our team. One confidential conversation clarifies the right program, timeline, and structure for your family or business.

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    Rothbard Group S.A.

    A boutique cross-border tax and corporate advisory firm. Licensed U.S. Enrolled Agent authorized to practice before the Internal Revenue Service.