Your Pathway to Panama

PANAMA VISA &
RESIDENCY
SERVICES

Fully managed immigration pathways for entrepreneurs, investors, retirees, and remote professionals.

Visa Programs
4
Visa Programs
Day Fast-Track
30
Day Fast-Track Option
Min. Investment
$300k
Min. Investment Entry
Visa Programs
4
Visa Programs
Day Fast-Track
30
Day Fast-Track Option
Min. Investment
$300k
Min. Investment Entry
USD economy
Territorial tax system
70+ international banks
Strategic Americas hub
USD economy
Territorial tax system
70+ international banks
Strategic Americas hub

Why Panama

What investors and relocators can realistically expect โ€” conservative, on-the-ground figures.

Real Estate Returns
5.0% โ€“ 5.5%
Typical net rental yield (after operating costs)
Gross yields
6%โ€“7% in core Panama City areas
Operating costs
~30 โ€“ 35% of gross income
6% gross yield
Already considered strong performance
Capital appreciation
Mid-market rents up ~12% YoY in key zones
Entry point
From US$300,000 (Qualified Investor)
Cost of Living Advantage
30โ€“50%
Lower cost of living vs. major US/Canadian cities
Housing
~60% lower rent vs. Miami city center
Healthcare
Doctor visits US$30โ€“60 (vs. $150โ€“300 in US)
Groceries
25%+ lower than US average
Tax on foreign income
0% โ€” territorial system
Pensioner discounts
25% off utilities, reduced mortgage rates
Figures based on on-the-ground data and publicly available market reports. Individual results vary.

Why Work
With Rothbard

We don't just file paperwork.
We architect your cross-border strategy
from day one.

Cross-Border Tax
Cross-Border Tax + Immigration Under One Roof

We integrate Canadian, US and Panamanian tax structuring into your residency strategy. Most firms handle immigration in isolation; we design the full architecture if you would like this add-on.

Boutique Advisory
Boutique, Principal-Led Advisory

You work directly with senior advisors, not junior staff. Every engagement is bespoke โ€” no assembly-line processing or cookie-cutter structures.

End-to-End Management
End-to-End Management, Minimal Time Demand

4โ€“5 business days in Panama. Immigration appointments as needed. We handle all document collection and filings to Panamanian immigration authorities.

Compliance-First Structuring
Compliance-First Structuring

Enrolled Agents licensed before the IRS. We assist with all cross border tax planning involving the USA, Canada & Panama. This service is provided as an add on service to Visa's if requested.

Full Lifecycle Support
Full Lifecycle Support

From visa approval through entity formation, banking, real estate acquisition, and ongoing compliance retainer โ€” one firm, one relationship. This service is provided as an add on service to Visa's if requested.

Our Visa & Residency Programs

Four pathways designed for different goals, each fully managed from start to finish.

Most Popular Pathway
Friendly Nations Visa
Friendly Nations Visa
Temporary Residency
Nationals of 50+ countries including the US & Canada
5.5โ€“6 months
From US$200K
Fastest Processing
Qualified Investor Visa
Qualified Investor Visa
Immediate Permanent
High-net-worth investors
~30 business days
From US$300K
Exclusive Lifestyle Benefits
Retirees & Pensioners
Retirees & Pensioners
Permanent Residency
Pension recipients
5.5โ€“6 months
US$1K/mo pension
Test Before Committing
Remote Workers Visa
Remote Workers Visa
Temporary (18 Months)
Digital professionals
5.5โ€“6 months
US$3K/mo income
Most Popular

Friendly Nations Visa

Temporary Residency  |  Nationals of 50+ Countries  |  Employment or Investment Pathway

How It Works

Investment Options

Real Estate Investment
Minimum US$200,000
Personal or through legal entity. Financing permitted.
Fixed-Term Bank Deposit
Fixed-Term Bank Deposit
Minimum US$200,000 for 3 years
Unencumbered funds in a Panamanian bank.

Investment Options

Real Estate Investment
Real Estate Investment
Minimum US$200,000
Personal or through legal entity. Financing permitted.
Fixed-Term Bank Deposit
Fixed-Term Bank Deposit
Minimum US$200,000 for 3 years
Unencumbered funds in a Panamanian bank.
01
Day 1
Arrival
Enter Panama under tourist status
02
Day 2
Preparation
Application finalized and structured
03
Day 3
Filing
Visa application submitted (no presence needed)
04
Day 4
Immigration
Single 1.5-hour appointment for interim card
05
5.5โ€“6 Mo
Processing
Temporary residence card issued
06
2 Years
Permanent
Transition to permanent residency
Fast-Track

Qualified Investor Visa

Immediate Permanent Residency  |  Investment-Based  |  ~30-Day Processing

Direct path to permanent residency โ€” No temporary stage. Application processed remotely; single visit upon approval. The US$300,000 real estate threshold has been extended by executive decree (originally set to increase to US$500,000).

~30 Business Days
Approximate Processing Time

Investment Options (Current)

Real Estate
Real Estate
US$300,000
Minimum Investment
  • Property in Panama โ€” threshold extended at this level by executive branch
  • Maintain for minimum 5 years
Securities
Securities
US$500,000
Minimum Investment
  • Through a licensed Panamanian brokerage firm
  • Approved by Superintendence of Securities
Fixed Deposit
Fixed Deposit
US$750,000
Minimum Investment
  • Held with a Panamanian bank, minimum 5-year term
  • Annual verification required
Best Lifestyle

Retirees & Pensioners

Permanent Residency  |  Minimum US$1,000/Month Pension  |  Exclusive Lifestyle Benefits

Exclusive Pensioner Benefits
Tax Exemptions
Tax Exemptions
  • Import tax-free household goods
  • One vehicle every two years
Financial Savings
Financial Savings
  • 25% off utilities
  • Preferential loan conditions
  • Reduced mortgage rates
Healthcare
Healthcare
  • Discounted medical services
  • Dental, vision, medication savings
Lifestyle
Lifestyle
  • Flight & transport discounts
  • Preferential hotel rates
  • Entertainment discounts
Timeline:

4โ€“5 days in Panama  |  5.5โ€“6 months processing  |  Permanent upon approval

Try Before You Commit

Remote Workers Visa

Short-Stay Visa  |  Up to 18 Months  |  US$3,000/Month Foreign Income Required

Designed For

  • Professionals and entrepreneurs operating internationally
  • Remote workers maintaining foreign income streams
  • Those testing Panama before a permanent move
  • Globally mobile individuals prioritizing flexibility

Key Requirements

  • Minimum US$3,000/month foreign income
  • Employment or business conducted entirely remotely
  • International health insurance valid in Panama
  • No local employment or business activity

Timeline

Days 1โ€“4
In-Country Process
Arrive, prepare, file, single immigration appointment
5.5โ€“6 Months
Processing
Application processed by National Immigration Service
9 Months
Initial Residence
Residence card issued, live and work remotely in Panama
+9 Months
Extension
One-time extension available (18 months total maximum)

How Our Process Works

Fully managed, end-to-end. Minimal demand on your time.

01
Initial Consultation
Initial Consultation

Free introductory call to understand your goals, residency needs, and determine the best-fit program.

02
Document Preparation
Document Preparation

We guide you through every document โ€” apostilles, translations, certifications. Nothing left to guesswork.

03
Panama Visit
Panama Visit (4โ€“5 Days)

We handle logistics. One immigration appointment (~1.5 hours), then you're free to explore.

04
Application Processing
Application Processing

We manage all communication with immigration authorities. You receive status updates throughout. In most cases the applicant will need to come to Panama to retrieve their official resident permit.

05
Residency Approved
Residency Approved

Receive your residency card and Panamanian ID. Welcome to your new jurisdiction.

01
Initial Consultation
Initial Consultation

Free introductory call to understand your goals, residency needs, and determine the best-fit program.

02
Document Preparation
Document Preparation

We guide you through every document โ€” apostilles, translations, certifications. Nothing left to guesswork.

03
Panama Visit
Panama Visit (4โ€“5 Days)

We handle logistics. One immigration appointment (~1.5 hours), then you're free to explore.

04
Application Processing
Application Processing

We manage all communication with immigration authorities. You receive status updates throughout.

05
Residency Approved
Residency Approved

Receive your residency card and Panamanian ID. Welcome to your new jurisdiction.

Get Started | Rothbard Group SA
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